Vehicle Finance WesBank Interest (South Africa)
Introduction
Understanding WesBank vehicle finance interest rates is crucial for budgeting. Rates depend on credit profile, deposit, loan term, and vehicle type.
Current Rates (2025)
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Fixed Rate: ~9.8%
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Variable Rate: ~11%
Factors Affecting Rates
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Credit score
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Deposit
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Loan term
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Vehicle type
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Prime rate
Example: Car R280,000, deposit R60,000, 60 months → ± R5,200/month
Conclusion
WesBank interest rates are competitive. Understanding them helps minimize costs and plan repayment.