Vehicle Finance Investec Interest (South Africa)
Introduction
Understanding Investec vehicle finance interest rates is critical for budgeting. Rates depend on credit profile, deposit, loan term, and vehicle type.
Current Rates (2025)
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Fixed Rate: ~9.5%
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Variable Rate: ~10.8%
Factors Affecting Rates
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Credit score
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Deposit
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Loan term
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Vehicle type
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Prime rate
Example: Car R400,000, deposit R80,000, 60 months → ± R7,000/month
Conclusion
Investec interest rates are competitive. Being informed ensures better repayment planning.