Car Finance Affordability — Advanced
Enter your income, expenses and preferences. We estimate what monthly repayment and vehicle price you can afford, let you try a desired price, and warn about hidden costs lenders often require.
Basic Financials
30%
Adjust how much of your disposable income you want to use towards car repayments.
Advanced Expenses (pre-filled)
Mark each expense as Credit (debt/loan) or General (living cost).
Try a desired vehicle price
Enter a price to see the monthly repayment and whether it fits your budget.
Summary & Affordability
Affordability Bar
Good (≤ chosen %)StretchRisk
Hidden costs / lender requirements
- Lenders may require comprehensive insurance for the full term.
- They may force interest protection (cover for interest in write-off scenarios).
- Service plans or warranty conditions can require specific service contracts.
- Admin fees, initiation fees, and monthly policy premiums can add to cost.
We'll include selected insurance and services in the monthly calculations if you tick them above.