Early Settlement Calculator
See amortisation, add recurring extra payments or a one-off lump sum and watch how your balance and interest change. Export amortisation to Excel or save the full view as PDF.
Loan details
Extras — recurring & one-off
Legend: Balance, Cumulative Interest
Visual Forecast
Amortisation schedule
| Period | Date | Payment | Extra (recurring) | One-off | Principal | Interest | Balance | Cumulative Interest |
|---|
Quick Summary
Original Loan: R 0
Original Monthly Payment: R 0
Total Paid (with extras): R 0
Total Interest Paid: R 0
Months to Pay (actual): 0
Tips
- Small monthly extras can dramatically reduce interest and term.
- One-off lumps accelerate settlement — great when you have tax refunds.
- Export the table to Excel to inspect exact month-by-month numbers.